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Looking for Big Loans with
Low Interest Rate?

Personal Loans at Fixed Rates from 5.95% APR to 12.99% APR (with AutoPay)

Call us for a Free Consultation at
855-456-7634

Checking your rate will not affect your credit score.

Easy & Secure

secure & confidential

Get Money in 1

…hour. Or even faster!

Up to $100k

in cash or a wired transfer!

Up to 3 YRS

36 months of low rates

Pay off Credit Cards or
Invest in a Major Purchase


Are you paying more than 10% of interest on your credit cards? LoanOffer low interest rates will help you save thousands of dollars in payments. With the lowest rates and a fixed monthly payment, you can pay off high interest debt, like credit cards, or make a major purchase. It only takes minutes to apply.

Stunning Repayment Flexibility
for Your Loan


Paying off your personal loans gets easy within our online dashboard.


Choose your preferred monthly payment

Increase your payment amount anytime

Make extra or early payments without fees

No fees, hidden or otherwise

WHY LoanOffer is the Smartest Choice?


Serious Savings

Borrow from $5k-$100k at fixed rates that start at 5.95% APR (with AutoPay)

No Fees. No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Easy Experience

Simple online application and access to live customer support 7 days a week.

Serious Savings

Borrow from $5k-$100k at fixed rates that start at 5.95% APR (with AutoPay)

Personal Loan Comparison


Here’s how LoanOffer Personal Loans compare


LoanOffer

APR range:
5.95% – 12.99%
  • Faees: No Fees

  • Term: 3, 5, or 7 years

  • Amount: $5,000 – $100,000

  • Unemployment Protection 4: Yes

Lending Club

APR range:
5.99% – 35.96%
  • Faees: 1 – 5% Origination Fee

  • Term: 3 or 5 years

  • Amount: $1,000 – $40,000

  • Unemployment Protection 4: No

Discover Personal Loan

APR range:
6.99% – 29.99%
  • Faees: No Fees

  • Term: 3, 4, 5, 6, or 7 years

  • Amount: $2,500 – $30,000

  • Unemployment Protection 4: No

Credit Cards

APR range:
11.96% – 22.56%
  • Faees: 3% Balance Transfer Fee

  • Term: Rolling

  • Amount: Varies

  • Unemployment Protection 4: No

Fast application.
Fast process. So easy.


Apply for a decision in minutes.


Find Your Rate

Get pre-approved online with no fees and no long-term obligations

Select Your Loan & Apply

Choose the loan that fits you and complete your application.

Put your e-signature in and receive your money

Sign your documents and funds will be immediately wired to your account.

How We Help People


With serious savings, a seamless online application, and unique community benefits, our members have a lot to say about our loans!


This has quite possibly been the best experience that I’ve had—easy application process, great rates, and great customer service.

Aviesha Stephens New York

My LoanOffer personal loan will save me thousands of dollars in interest. The application process was fast and effortless.

Christopher Campbell Minnesota

I know I’m making progress and [LoanOffer has] given me the freedom to invest that money in other assets.

Adam Devine California
How getting a LoanOffer deal is different from getting into a credit card debt?
As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!
Why your interest rates are lower?
As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!
What does "underwriting" means?
As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!

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See what LoanOffer Can Offer You in 2 Minutes




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